IBEA Dynamic Payments

Earn on every payment.

Pay suppliers early and earn returns 4x higher than treasury.

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Everything works together.

Earn, automate and fund suppliers in one place, without changing your ERP or bank.

  • Earn on every early payment

    Dynamic discounting and working capital in one.

    • Revenue on every approved invoice
    • You set the budget and target return
    • No lending, no credit risk
    • Lower cost of goods with every discount

    4×higher returns than treasury

  • Automate payables end to end

    Invoices, approvals and payments on autopilot.

    • Paperless, from invoice to reconciliation
    • Pay suppliers in 196 countries and 120 currencies
    • Built-in rules stop payment errors
    • Works with your ERP and any bank

    80%less manual work

  • Protect your supply chain

    Fewer disruptions and better terms, with no new debt.

    • Keep key suppliers stable and delivering on time
    • Negotiate better prices and terms
    • Manage every supplier in one portal
    • Suppliers join free, so onboarding is fast

    1 dayfrom invoice to payment

Global payments

Pay any supplier, anywhere.

Built-in rules stop payment errors before they happen.

  • 196

    Countries

  • 120

    Currencies

  • 4

    Payment methods

Beyond Dynamic Payments

More ways to turn payables into profit.

Same invoices, ERP and bank. Choose how each payment is funded.

  • Dynamic Payments

    Your idle cash, now earning 4X treasury returns.

    Funded byYour own cash

  • Online Payments

    Pay any invoice, anytime, anywhere, with full visibility.

    Funded byYour own funds

  • Credit Lines

    Earn on early payments without touching your cash.

    Funded byFinancial partners

  • Supplier Financing

    Pay suppliers today, never wait for due dates.

    Funded byBanks & financiers

How Dynamic Payments works

Earn 4× higher returns than treasury.

IBEA turns approved invoices into returns, paid through different payment methods.

  1. Invoice submission

    Supplier submits the invoice on the IBEA portal.

  2. Buyer approval

    Review and approve without changing your approval flow.

  3. Solution selection

    Based on your liquidity, business needs and eligibility.

  4. Payment or financing

    IBEA facilitates through an authorized financing partner.

  5. Tracking & reporting

    Live status and reporting.

One solution. More revenue.

See exactly what you earn, the moment it happens.

  1. Accelerate

    Pay approved invoices early through different payment methods.

  2. Earn

    Keep the discount as a return on every invoice.

  3. Track

    Every SAR earned, live and year to date.

Calculate returnsBook a demo

Integrations

Connects to your ERP and any bank.

Pre-built ERP integrations, open APIs and connections to every bank in Saudi Arabia. Your bank pays your suppliers directly, with nothing to install.

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Works with your ERP

+ any custom ERP
  • SAP
  • Oracle
  • Microsoft Dynamics 365
  • Oracle NetSuite
  • Sage
  • QuickBooks
  • Odoo
  • Any custom ERP

Works with every bank in Saudi Arabia

+ any other bank
  • Saudi National Bank
  • Al Rajhi Bank
  • Riyad Bank
  • SAB
  • Banque Saudi Fransi
  • Arab National Bank
  • Alinma Bank
  • Bank AlJazira
  • Bank Albilad
  • Saudi Investment Bank

Ready to make your payments pay you back?

Get started by creating your account, or book a demo.

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