Choose your industry
Manufacturing
Drive manufacturing efficiency, and earn on every supplier payment.
Source materials globally and track supplier payments with ease: automate payments, capture discounts on invoices and onboard suppliers in one place.
The challenge
- Long payment terms strain smaller suppliers
- Hundreds of suppliers across materials, parts and logistics
- Manual matching slows approvals and misses discounts
What you gain
Reduce cost of goods sold
Capture discounts to lower purchase costs and improve cash flow.
Stronger supplier relationships
Build trust and collaboration that keeps your supply chain efficient.
Supplier onboarding done for you
IBEA categorises and onboards your suppliers into the portal.
Improve working capital
Speed up your cash conversion cycle for a healthier flow of capital.
Monetize supplier payments
Earn a return on every payment you make to suppliers.
Fast global payments
Pay suppliers anywhere, in multiple currencies and payment methods.
Everything manufacturing teams need, in one place.
One solution that pays, earns and automates. Book a demo to see it with your own invoices.
- Pay raw-material suppliers early and keep the discount as revenue.
- Match purchase orders, receipts and invoices automatically.
- Pay overseas component suppliers in their own currency.
- Keep critical suppliers funded through your credit line.
- Shorten your cash conversion cycle on every production run.
Retail
The future of retail payables.
Focus on delivering an exceptional retail experience while IBEA automates complex manual processes and payment cycles across local and global suppliers.
The challenge
- Thin margins on every product line
- Seasonal stock peaks tie up cash
- High invoice volumes across brands and stores
What you gain
Increase profit margins
Secure discounts on supplier invoices to lift margins.
Never miss a payment
Pay suppliers on time and offer early payment for a discount.
Better inventory costs
Get the lowest price for your inventory and lower holding costs.
Reduce cost of goods sold
Lower purchase costs with every captured discount.
Monetize supplier payments
Earn a return on every payment you make to suppliers.
Fast global payments
Pay suppliers anywhere, in multiple currencies and payment methods.
Everything retail teams need, in one place.
One solution that pays, earns and automates. Book a demo to see it with your own invoices.
- Lift margins by earning a discount on inventory purchases.
- Handle high invoice volumes across stores without extra staff.
- Pay international brands and distributors quickly.
- Help smaller brands restock before peak seasons.
- Fund seasonal stock without new borrowing.
Consumer goods
Maximize operations efficiency, even in fierce competition.
Increase profit margins by lowering procurement and operating costs, and generate revenue by monetizing supplier payments.
The challenge
- Rising input and packaging costs
- Fierce price competition
- Complex co-packer and distribution networks
What you gain
Reduce cost of goods sold
Lower purchase costs with every captured discount.
Improve supplier relationships
Better supplier cash flow and a more stable supply chain.
Lower procurement cost
Allocate resources efficiently and negotiate better deals.
Operational efficiency
Streamline and automate payment cycles end to end.
Monetize supplier payments
Earn a return on every payment you make to suppliers.
Fast global payments
Pay suppliers anywhere, in multiple currencies and payment methods.
Everything consumer goods teams need, in one place.
One solution that pays, earns and automates. Book a demo to see it with your own invoices.
- Offset rising input costs with discounts on early payment.
- Standardise invoices from co-packers and distributors.
- Pay suppliers anywhere with built-in payment rules.
- Keep ingredient and packaging suppliers supplying.
- Free cash to compete on price.
Energy & utilities
Optimize high working capital requirements.
Meet and optimize capital expenditure needs with AP automation: save significantly on operating costs while earning revenue.
The challenge
- Large capital projects with long timelines
- Contractors need predictable cash
- High-value invoices tied to milestones
What you gain
Reduce cost of operations
Cut operating costs with automated payment cycles.
Increase profit margins
Lower cost of goods by securing discounts from suppliers.
Improve capital expenditures
Speed up your cash conversion cycle with dynamic discounting.
Offer better payment terms
Set terms that work for your cash flow and your suppliers’.
Stronger supplier relationships
Give contractors predictable, reliable access to cash.
Fast global payments
Pay suppliers anywhere, in multiple currencies and payment methods.
Everything energy & utilities teams need, in one place.
One solution that pays, earns and automates. Book a demo to see it with your own invoices.
- Large invoices mean large returns when paid early.
- Track milestone invoices from approval to payment.
- Pay equipment vendors abroad without errors.
- Give contractors reliable access to cash.
- Balance capital spending with liquidity.
Healthcare
Optimize cash flow, and save on medical supplies.
Save on purchased medical supplies and drugs, and increase margins by capturing discounts from suppliers when you pay early.
The challenge
- Supply of medicines and devices must never stop
- High cost of pharmaceuticals and consumables
- Strict compliance and audit requirements
What you gain
Better patient care
More frequent supplies at better rates, more accessible to patients.
Increase profit margins
Lower cost of goods by securing discounts from suppliers.
Improve working capital
Speed up your cash conversion cycle with dynamic discounting.
Reduce supply chain costs
Capture discounts and offer suppliers better payment.
Stronger supplier relationships
Keep critical medical suppliers paid and supplies flowing.
Fast global payments
Pay suppliers anywhere, in multiple currencies and payment methods.
Everything healthcare teams need, in one place.
One solution that pays, earns and automates. Book a demo to see it with your own invoices.
- Save on medical supplies by paying early for a discount.
- Keep a full audit trail for every invoice.
- Pay global device makers in their currency.
- Keep critical medical suppliers paid and supplies flowing.
- Free cash for patient care.
Technology
Optimize cash flow across your vendor spend.
Automate operations and payment workflows across global and local vendors, and earn on the payments you already make.
The challenge
- Vendors in many countries and currencies
- Growing subscription and contractor spend
- Fast growth outpaces manual processes
What you gain
Never miss a payment
Pay vendors on time, in a few clicks, in any currency.
Increase profit margins
Lower costs by securing discounts and optimizing vendor relationships.
Improve working capital
Speed up your cash conversion cycle for a healthier flow of capital.
Reduce supply chain costs
Capture discounts and offer vendors better payment.
Full supplier onboarding
A customizable onboarding system to attract and retain vendors.
Fast global payments
Pay suppliers anywhere, in multiple currencies and payment methods.
Everything technology teams need, in one place.
One solution that pays, earns and automates. Book a demo to see it with your own invoices.
- Earn on vendor spend you already make.
- Automate approvals as vendor numbers grow.
- Pay global vendors in 120 currencies.
- Support smaller contractors with faster cash.
- Keep runway strong while you scale.
Ready to make your payments pay you back?
Get started by creating your account, or book a demo.